In Minnesota, homeowners can apply for a postponement of the sheriff’s sale scheduled in a foreclosure process. So long as the...

In Minnesota, if you have unpaid condominium or townhome association assessments—which are often called “HOAs”—these unpaid amounts...

In a 5-to-4 decision in United States v. Windsor, the U.S. Supreme Court ruled today that married same-sex couples are now entitled to...

Conversion to Chapter 13 from Chapter 7 isn’t a death sentence for your bankruptcy case (see Chapter 13: Not Always a Gloomy Diagnosis in...

The answer to this depends on whether you have filed Chapter 7 or Chapter 13 bankruptcy. (Chapter 11 individual debtors also are required...

(For other detailed discussions on chapter 11 procedure, common issues and more, be sure to read Wartchow Law’s Chapter 11 Blog.) As for...

Non-dischargeable debts are those few categories of personal liabilities which can never be discharged in either form of Chapter 7 or...

Most people who file for bankruptcy are able to protect most if not all of their assets, including cash bank accounts, household goods...

The prevalence of condo and townhome development in the mid-2000s throughout Minneapolis and the suburbs was hit especially hard by the...

When a business files Chapter 11, it becomes a “debtor-in-possession” of its own affairs as a fiduciary to the bankruptcy estate. What...

The rule of thumb is that bankruptcy will discharge most unsecured debts that are not taxes or domestic support obligations (which are...

Qualification for Chapter 7 bankruptcy is largely determined by comparing one’s household income to the median income for their state....

The vast majority of individuals who file bankruptcy chose to do so under either Chapter 7 or Chapter 13, which are the most common forms...

Click here to see the current Chapter 13 Debt Limits effective April 1, 2016 and valid through 2019. As of the date of this post, the...

If you have done basic research into the bankruptcy process, you will know that about one month after filing a bankruptcy petition and...

Home foreclosures in Minnesota are common and arguably are even on the rise despite an improving real estate market. In April 2012, the...

The “Means Test” was one of the major and most controversial additions to consumer bankruptcy law that occurred as part of the 2005...

The Fair Debt Collection Practices Act (“FDCPA”) is pro-consumer legislation that was originally enacted in 1978 for the purpose of...

A credit counseling course must be completed before an individual can file bankruptcy. This course basically goes through your budget and...

For some people, the bankruptcy code and rules may dictate that you simply do not qualify for Chapter 7, in which case the alternative is...