Behind on your monthly HOAs, late fees or special assessments owed to your homeowner’s association? Under Minnesota statute, most...

Life inevitably changes and things happen that may cause a chapter 13 debtor to no longer need or afford their original chapter 13 plan....

In Minnesota, homeowners can apply for a postponement of the sheriff’s sale scheduled in a foreclosure process. So long as the...

In Minnesota, if you have unpaid condominium or townhome association assessments—which are often called “HOAs”—these unpaid amounts...

The answer to this depends on whether you have filed Chapter 7 or Chapter 13 bankruptcy. (Chapter 11 individual debtors also are required...

Non-dischargeable debts are those few categories of personal liabilities which can never be discharged in either form of Chapter 7 or...

Most people who file for bankruptcy are able to protect most if not all of their assets, including cash bank accounts, household goods...

When a business files Chapter 11, it becomes a “debtor-in-possession” of its own affairs as a fiduciary to the bankruptcy estate. What...

Qualification for Chapter 7 bankruptcy is largely determined by comparing one’s household income to the median income for their state....

The vast majority of individuals who file bankruptcy chose to do so under either Chapter 7 or Chapter 13, which are the most common forms...

Click here to see the current Chapter 13 Debt Limits effective April 1, 2016 and valid through 2019. As of the date of this post, the...

If you have done basic research into the bankruptcy process, you will know that about one month after filing a bankruptcy petition and...

Home foreclosures in Minnesota are common and arguably are even on the rise despite an improving real estate market. In April 2012, the...

The “Means Test” was one of the major and most controversial additions to consumer bankruptcy law that occurred as part of the 2005...

A credit counseling course must be completed before an individual can file bankruptcy. This course basically goes through your budget and...

Divorce is often a precursor to bankruptcy, for either one or both of the divorcing spouses find themselves in need of discharging debts...

Most often the people that come to me for help in bankruptcy do not initially know the difference between Chapter 7 and Chapter 13...

Under some circumstances after foreclosure, a deficiency may still be owed on a foreclosed property. A deficiency or “deficiency...

The terms “trustee” and “United States Trustee” sound similar and often encompass similar objectives, however the role of the trustee in...

If you receive a Form 1099-C reporting ‘debt cancellation’ income after a home foreclosure, you may qualify for the Mortgage Forgiveness...